Shop now and pay later with Affirm! Enjoy the flexibility to split your purchase into easy, manageable payments that fit your budget. It’s a smart way to get what you need today.

We’ve partnered with Affirm to offer you a flexible and transparent way to pay for your purchases over time. Affirm allows you to split your total into manageable payments, making it easier to get what you want, when you want it.

How it Works: Simple Steps to Your Purchase

1. Shop & Add to Cart: Browse our site and add your desired items to your shopping cart.
2. Select Affirm at Checkout: When you’re ready to complete your purchase, choose Affirm as your payment method.
3. Quick Application: You’ll be prompted to enter a few pieces of information for a real-time decision. This includes your name, mobile number, email, date of birth, and the last four digits of your Social Security Number. Checking your eligibility will not impact your credit score.
4. Choose Your Plan: If approved, Affirm will present you with 1-3 payment options tailored to your purchase and creditworthiness. You might see:
   • “Pay in 4” interest-free payments: For smaller purchases, split your total into 4 equal, interest-free payments due every two weeks.
   • Monthly installments: For larger purchases, choose longer-term monthly payment plans (e.g., 3, 6, 12, or even up to 48 months, depending on the purchase and your eligibility). Interest may apply for these plans.
5. Confirm & Complete: Select the plan that works best for your budget, confirm your loan, and finalize your purchase.

Key Benefits of Using Affirm:

• Financial Flexibility: Break down the cost of your purchase into smaller, more manageable payments that fit your budget.
• Transparent & Simple: You’ll always know the total cost upfront, including any interest. There are no hidden fees, late fees, or surprises.
• No Credit Impact to Apply: Checking your eligibility with Affirm is a soft credit check and will not affect your credit score. (Note: Taking out a loan may impact your credit score).
• Easy Account Management: Manage your payments and account conveniently through the Affirm app or online at affirm.com. You’ll receive email and text reminders for upcoming payments.
• Secure & Private: Affirm uses secure technology to protect your information.

Important Disclosures:

• Rates: Rates vary from 0–36% APR. Your specific rate will be determined based on your creditworthiness and the payment plan you select. For example, a $800 purchase could cost $72.21/mo over 12 months at 15% APR.
• Eligibility: Payment options through Affirm are subject to an eligibility check and may not be available in all states or for all purchase amounts. A down payment may be required.
• Lending Partners: Payment options are provided by Affirm’s lending partners. Visit affirm.com/lenders for a list of lending partners.
• California Residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Financing Law license. For licenses and disclosures, see affirm.com/licenses.
• Returns & Refunds: Returns are subject to our standard return policy. If you return an item, your Affirm loan will be adjusted accordingly. Please refer to our [link to your return policy] for details.

Frequently Asked Questions (FAQs):

• Can I pay off my Affirm loan early? Yes! There are no penalties or fees for paying off your loan early.
• How do I make my payments? You can make or schedule payments online at affirm.com or through the Affirm mobile app. Affirm will send you email and text reminders.
• Does using Affirm affect my credit score? Checking your eligibility won’t affect your credit score. However, if you are approved for and accept a loan, your payment activity may be reported to credit bureaus, which could impact your credit score.
• What if I have questions about my Affirm loan? For any questions regarding your Affirm loan, please contact Affirm directly through their help center at help.affirm.com or by calling 855-423-3729.